How travel insurance covers Covid-19. If you, a family member or a traveling companion are diagnosed with COVID-19 before or during your trip, and meet the requirements for coverage due to sickness, you can be covered for Trip Cancellation, Trip Interruption, Travel Delay, Medical & Dental, and Emergency Assistance & Transportation, in addition to our 24/7 Emergency Assistance services. AIG Travel recognizes that in addition to unexpected risks that may impact travelers, the current Coronavirus (COVID-19) outbreak poses unique concerns for travelers everywhere. Travel insurance does not generally cover medical claims due to COVID-19 in most states. Just scroll down below to what country you are a resident of to see your travel insurance options that cover Covid. COVID-19 Travel Medical Insurance Coronavirus travel medical insurance primarily provides medical coverage while traveling outside your home country and includes COVID-19 coverage just like any other eligible medical condition after the effective date of the policy. We asked experts what travel insurance can (and can't) do for those booking trips during the coronavirus … To make finding the right coverage easier, InsureMyTrip has a new recommendation tool that simplifies the search for travel insurance plans that may offer coverage for COVID-19 related issues. This new tool guides travelers towards plans best suited to guard against COVID-19-related travel concerns as part of the quote process. What Travel Insurance Does Not Cover Related to COVID-19. Travel insurance policies that come with Covid-19 coverage are different depending on the country you are a resident of. "Travel insurance plans, like many kinds of insurance plans, are what is known as a 'named peril plan,' meaning that they cover only things listed in the policy," explains Stan Sandberg, co-founder of TravelInsurance.com. Below we have insurance coverage information for people from: USA, Canada, UK and Worldwide. Coverage now includes travel to, from and through the US and US territories for all purchases on or after September 18, 2020. The new Covid-inclusive insurance generally covers travelers from the day after purchase until their return home. For example, a traveler in their mid-30s from the US, heading to Thailand for three months could choose from plans that cover COVID-19 treatment, ranging from about $250 to about $500, total for the three months. To accommodate your changing travel needs and put your Safety Above All, we offer no-charge COVID-19 travel insurance coverage travel to and from the US, Europe, the UK, Mexico and the Caribbean until August 31, 2021. Travel insurance does not provide trip cancellation or interruption coverage for fear of travel, if your travel supplier cancels your trip due to coronavirus concerns, if a government travel warning, restriction, or ban prevents you from reaching your destination, or if your business issues a travel restriction. Travel insurance sales since the Covid-19 outbreak began have increased by 88%. However, in response to the public health and travel crisis that is currently occurring, for a temporary period, we are accommodating claims for emergency medical care expenses a customer incurs due to becoming ill with COVID-19 while on their trip. Standard travel insurance does not cover trip cancellation due to fears or concerns about traveling during the coronavirus pandemic or any other epidemic. In general, prices land far cheaper than most health care plans in the US but are more expensive than travel insurance. 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